Tag: Medicare
Why Is COBRA Only Paying 20 Percent Of My Medicare Claim?
UNITED STATES—Toni, I need your Medicare guidance because in December, I was rushed to the ER because of kidney failure caused from stage 4...
Is Telehealth Available On Medicare?
UNITED STATES—Toni, my 86-year-old mother with Alzheimer’s needs 24-hour care and lives in a personal care home. She is enrolled in a Medicare Advantage...
Why Is My Medicare Premium An Extra $506?
UNITED STATES—Dear Toni, my husband John and I need your guidance because I believe I have made a mistake enrolling in Medicare. This April,...
Did You Know Medicare Provides Hospice At No Cost?
UNITED STATES—Dear Toni, As a certified case manager and critical care unit RN, I advise spouses and adult children who are seeking advice for...
Medicare Scams Are Exploding!
UNITED STATES—Toni: I am very concerned about a phone call I received yesterday from a representative with Medicare asking all types of personal questions...
Can A Clinical Trial Prescription Drug Avoid The Donut Hole?
UNITED STATES—Toni: I turn 65 in May and am covered by my wife’s employer group health insurance. I’m fighting stage 3 kidney cancer and...
Changing Medicare Plans Can Be Nerve-Wracking!
UNITED STATES—Toni: When I first enrolled in Medicare in 2019, I picked a Medicare supplement plan F. In 2021 I was approached by a...
Should I Apply For Social Security Disability While Receiving Medicaid?
UNITED STATES—Dear Toni, I am a 59-year-old female and in June of 2022, I was diagnosed with stage III metastatic breast cancer. A non-profit...
Understanding Medicare…It’s Complicated!
UNITED STATES—Toni: I am turning 65 in September and need make my Medicare decision. I do not know where to start or what to...
Is It Too Late To Buy A Long-Term Care Policy?
UNITED STATES—Dear Toni: My brother recently had to move out of his house into as assisted living facility because he broke his hip and...
What Is Medicare’s “Creditable” Prescription Drug Coverage?
UNITED STATES—NOTE: This question originally ran in 2018 and the response has been updated with 2023 Medicare Part D information.
Hello Toni: I turned 65...
Warning: Taking Medicare Advice From Your Friends Can Be Costly!
UNITED STATES—Hi Toni: I met with you in late 2021 for a Toni Says personalized Medicare consultation. I have a quick question regarding travel...
Should A Veteran Using The VA Enroll In Medicare Part...
UNITED STATES—Toni: My husband is a Viet Nam Veteran and never enrolled in Medicare Part B because he uses the VA, close to where...
Treat Medicare Part B Like It’s Gold…
UNITED STATES—Dear Toni: I have decided to retire when I turn 65 in September and will need to enroll in Medicare Parts A and...
Does Enrolling In COBRA Cause A Medicare Nightmare?
UNITED STATES—Dear Toni: I lost my job in October 2021 due to COVID layoffs in the oil industry and my wife and I are...
Can Beginning RMDs Raise Your Medicare Premiums?
UNITED STATES—Dear Toni, I am over 73 and began taking my RMDs (Required Minimum Distributions) from my 401K when I turned 72. Could this...
New Medicare Turning-65 Enrolling Rule!
UNITED STATES—Toni, I have a quite different Medicare problem concerning how to enroll in Medicare than any enrollment problem that I have read in...
Need Help Choosing A Home Healthcare Agency?
UNITED STATES—Dear Toni: Help!!! My mother-in-law is 85 and lives in an independent living facility on her own. After a hospitalization in November, she...
How To Enroll In Medicare When Turning 65!
UNITED STATES—Hi Toni, I am turning 65 in March 2023, and I was surprised when Social Security told me to go online to sign...
Inpatient Or Outpatient? Information To Know When Having A Hospital Stay!
UNITED STATES—Dear Toni, My husband recently had an issue when he fell from a ladder and shattered his hip and broke his right leg....
