Tag: coverage
Help! Medicare Is NOT Paying My Medical Claims!
UNITED STATES—Dear Toni, my husband recently retired from his job and because I am over 65, I needed to sign up for Medicare. I...
America Get Prepared! Hurricane Season Starts June 1
UNITED STATES—Toni: In August 2017, Hurricane Harvey absolutely devastated my wife. Now, her 84-year-old mother is living in an assisted living facility, and we...
Losing Employer COBRA With Dental Benefits…What Do I Do?
UNITED STATES—Toni, I will be eligible for Medicare in July and am now receiving cancer treatment from MD Anderson. I am currently on my...
Guidelines When Cancer Qualifies You For Medicaid
UNITED STATES—Toni: I am a 58-year-old female and in October of 2020, I was diagnosed with stage IIIA metastatic breast cancer. A non-profit Cancer...
Help…Doctor Is Not Accepting Medicare?
UNITED STATES—Hi Toni: This week, I went to see my primary care doctor and his office manager informed me that they are no longer...
Who Will Pay First?
UNITED STATES—Toni, I am 67 and have group health insurance through my current employer. I have talked with friends, my company HR and my...
Questions About Turning 65, Still Working And Enrolling In Medicare
UNITED STATES—Hello Toni: You were referred to me as a resource that can answer questions I have about enrolling in Medicare. I am turning...
Wrong Medicare Information Can Lead To Wrong Medicare Plan!
UNITED STATES—Dear Toni: What is the difference between a “Medicare Supplement” and a “Medicare Advantage PPO" plan? I am turning 65 and the marketing...
Why Is Medicare Denying Paying For My Doctor Visit?
UNITED STATES—Hello Toni: I have a $900 doctor bill with a new cardiologists and Medicare says they will not pay? I recently retired and...
Why Did COBRA Cost Me $40K In Medical Expenses?
UNITED STATES—Reader Alert: Many employer benefit group plans terminate the day you are no longer working full-time. Explore employer group medical plan rules and...
Telehealth Is Exploding Due To COVID-19 Social Distancing!
UNITED STATES—Toni: My 86-year-old mother with Alzheimer’s needs 24-hour care and lives in a personal care home. She is enrolled in a Medicare Advantage...
Medicare And Traveling The US?
UNITED STATES—Toni: I will retire effective May 1 and now my wife and I are going to travel the US in the new Winnebago...
Understanding Hospice!
UNITED STATES—Hello Toni: As a certified case manager and critical care unit RN, I am advising adult children who are desperately seeking advice for...
Help My Mother With Long Term Care?
UNITED STATES—Dear Toni: You have written about other options for long term care in the past and have discussed life insurance with living benefits....
HELP!!! My Sister With Cancer Loses Medicaid!!
UNITED STATES—My 60-year-old sister who had no health insurance or Medicare was granted Medicaid in January last year. She was granted Medicaid because she...
Medicare Prescription Drug Penalty Confusion!!
UNITED STATES—Hello Toni: I turned 65 in August 2018, continued to work full-time with an HSA that has a $3000.00 deductible before any prescriptions...
Cancer Treatment Not Covered By Employer Health Insurance…
UNITED STATES—Help Toni! I have developed a rare form of cancer that requires the use of proton therapy and my problem is that my...
Does Medicare Pay For A Long-Term Care Need?
UNITED STATES—Toni: Recently my older sister had a stroke and needs extra care at home. I was told from friends at church that Medicare...
Does Medicare Approve Clinical Trial Prescription Drug Programs?
UNITED STATES—Toni: I turn 65 in May and am covered by my wife’s employer group health insurance. I am fighting stage 3 kidney cancer...
Does Medicare Cover Alzheimer Facility Care?
UNITED STATES—Good Morning, Toni: I read your Medicare column regularly and have never seen you address the issue of paying for Alzheimer facility care. ...