Tag: Medicare
Why Did COBRA Cost Me $40K In Medical Expenses?
UNITED STATES—Reader Alert: Many employer benefit group plans terminate the day you are no longer working full-time. Explore employer group medical plan rules and...
Self-Employed…Should I Enroll In Medicare Part B??
UNITED STATES—Hello Toni: I need your help about enrolling in Part B or delaying it. I am self-employed with no employees, turning 65 with...
Telehealth Is Exploding Due To COVID-19 Social Distancing!
UNITED STATES—Toni: My 86-year-old mother with Alzheimer’s needs 24-hour care and lives in a personal care home. She is enrolled in a Medicare Advantage...
Medicare And Traveling The US?
UNITED STATES—Toni: I will retire effective May 1 and now my wife and I are going to travel the US in the new Winnebago...
Understanding Hospice!
UNITED STATES—Hello Toni: As a certified case manager and critical care unit RN, I am advising adult children who are desperately seeking advice for...
Help My Mother With Long Term Care?
UNITED STATES—Dear Toni: You have written about other options for long term care in the past and have discussed life insurance with living benefits....
Does Medicare Pay For A Gym Membership?
UNITED STATES—Toni, two of my neighbors told my wife that they get free gym membership through Medicare. Any truth to that, as I never...
What Is Medicare’s “Lifetime Reserve Days”?
UNITED STATES—Toni: Can you explain why a hospital employee from the medical claims division asked my husband Phillip to sign a form stating that...
Is At Home Recovery After A Transplant Covered by Medicare?
UNITED STATES—Reader Alert: This week, I received a text message from one of Toni Says® Medicare clients that I would like to share with...
Why Are Medicare Part D Rules So Confusing?
UNITED STATES—Hello Toni: I received my payment invoice from the Medicare Part D plan I recently enrolled in, and I am simply confused. It...
Need A Medicare Supplement Guaranteed Issue Plan?
UNITED STATES—Dear Toni: I have decided to retire when I turn 65 in June and will need to enroll in Medicare Parts A and...
Social Security Account Suspended…Need To Enroll Medicare Online!!
UNITED STATES—Help Toni: I am turning 65 in July and last week I tried to open a “My Social Security” account to enroll in...
Medicare Supplement Rate Increase Is Outrageous!
UNITED STATES—Toni: We have received a 20 percent increase for our Plan F Medicare Supplement that is effective May 1. I am a 70-year-old...
Mom Has To Pay 100% For Skilled Nursing Stay…Why?
UNITED STATES—Dear Toni, please explain why my mom must pay 100 percent for her Skilled Nursing stay. She recently slipped and fractured her back...
“Still Working…” Magic Words For Enrolling In Medicare Part B Correctly!!
UNITED STATES—Dear Toni: I am losing the battle with Social Security about me and my wife enrolling in Medicare Part B since I am...
Enrolling In Medicare Made Simple
UNITED STATES—Hello Toni: My husband, David, has been laid off because of what is happening to the economy due to COVID-19. He is 68...
Medicare Prescription Drug Penalty Confusion!!
UNITED STATES—Hello Toni: I turned 65 in August 2018, continued to work full-time with an HSA that has a $3000.00 deductible before any prescriptions...
Should A Veteran Using VA Enroll In Medicare Part B?
UNITED STATES—Toni: My husband is a Korean War Veteran and never enrolled in Medicare Part B because he uses the VA, close to where...
Cancer Treatment Not Covered By Employer Health Insurance…
UNITED STATES—Help Toni! I have developed a rare form of cancer that requires the use of proton therapy and my problem is that my...
Stress Changing Medicare Plan
UNITED STATES—Morning Toni: When I first got Medicare, I picked a Medicare supplement plan F. Two years ago, I was approached by a telemarking...
