Tag: Part D
Why Are Medicare Part D Rules So Confusing?
UNITED STATES—Hello Toni: I received my payment invoice from the Medicare Part D plan I recently enrolled in, and I am simply confused. It...
Left Employer Benefits, Why Do I Have Medicare Part D Penalty?
UNITED STATES—Hello Toni: I made a terrible mistake last April when I was no longer being covered by my employer group health plan due...
2021 Medicare Part D Deductible, Donut Hole Costs…Released!
UNITED STATES—Toni: This year, the 2021 Medicare and You handbook did not include all the information regarding the Medicare Part D deductibles and “Donut...
Enrolled In Part B…Receiving Part D Penalty…Why?
UNITED STATES—Hello Toni: I turned 65 in August 2018, continued to work full-time with company benefits, until I was laid off on May 10...
Does A Medicare Supplement Have A PPO Network?
UNITED STATES─ Dear Toni: I am turning 65 in July and my husband is retiring January 2021. Both of us are covered by his...
Why Am I Charged Extra For IRMAA…I Didn’t Enroll In Part...
UNITED STATES─ Hello Toni: I recently purchased your Medicare Survival Guide® Advanced edition, but I still am confused on my Medicare issue. My husband...
What!! Medicare Part B Or D Penalty Is Forever?
UNITED STATES─ Toni: I am a 67-year-old female who never enrolled in Medicare Part B or D because I believe in holistic medicine and...
2020 Medicare Part D Changes…Released!
UNITED STATES—Toni: Last year, the 2019 Medicare and You handbook did not include the 2019 Part D deductibles and “Donut Hole” costs, and I...
What Is The Part D Late Enrollment Penalty?
UNITED STATES— Hello Toni: I received a notice from CMS (Medicare) saying they do not have record of me having prescription drug coverage that...
Is HSA Plan “Creditable,” Prescription Drug Part D Coverage?
UNITED STATES—Hello Toni: Turned 65 in August 2015, and continued to work full-time with an HSA that has a $3000.00 deductible before any prescriptions...
Changes To 2019 Medicare Part D
UNITED STATES—Toni: I recently received the 2019 Medicare and You handbook did not find any information about what the 2019 Part D deductibles and...
Didn’t Enroll Medicare Part D, Now Owe Big Dollars
UNITED STATES—Dear Toni: I have been told that Medicare does not cover drugs when you are in an emergency room? My husband, Joe went...
Is the Donut Hole Getting You!!
UNITED STATES—Toni: Last year, my mother got into the “donut hole” in October. I can see from the Part D statement she receives that...