Tag: Part D

Does A Medicare Supplement Have A PPO Network?

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UNITED STATES─ Dear Toni: I am turning 65 in July and my husband is retiring January 2021. Both of us are covered by his...

Why Am I Charged Extra For IRMAA…I Didn’t Enroll In Part...

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UNITED STATES─ Hello Toni: I recently purchased your Medicare Survival Guide® Advanced edition, but I still am confused on my Medicare issue. My husband...

What!! Medicare Part B Or D Penalty Is Forever?

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UNITED STATES─ Toni: I am a 67-year-old female who never enrolled in Medicare Part B or D because I believe in holistic medicine and...

2020 Medicare Part D Changes…Released!

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UNITED STATES—Toni: Last year, the 2019 Medicare and You handbook did not include the 2019 Part D deductibles and “Donut Hole” costs, and I...

What Is The Part D Late Enrollment Penalty?

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UNITED STATES— Hello Toni: I received a notice from CMS (Medicare) saying they do not have record of me having prescription drug coverage that...

Is HSA Plan “Creditable,” Prescription Drug Part D Coverage?

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UNITED STATES—Hello Toni: Turned 65 in August 2015, and continued to work full-time with an HSA that has a $3000.00 deductible before any prescriptions...

Changes To 2019 Medicare Part D

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UNITED STATES—Toni: I recently received the 2019 Medicare and You handbook did not find any information about what the 2019 Part D deductibles and...

Didn’t Enroll Medicare Part D, Now Owe Big Dollars

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UNITED STATES—Dear Toni: I have been told that Medicare does not cover drugs when you are in an emergency room?  My husband, Joe went...

Is the Donut Hole Getting You!!

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UNITED STATES—Toni: Last year, my mother got into the “donut hole” in October.  I can see from the Part D statement she receives that...
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