Tag: Part D
Treat Medicare Part B Like It’s Gold…
UNITED STATES—Dear Toni: I have decided to retire when I turn 65 in September and will need to enroll in Medicare Parts A and...
Is Medicare Or Part D Drug Plan More Important When Retiring?
UNITED STATES—Toni: I am retiring January 1 and am beginning to search for the right Medicare option for me and my wife, who is...
Help! Medicare Is NOT Paying My Medical Claims!
UNITED STATES—Dear Toni, my husband recently retired from his job and because I am over 65, I needed to sign up for Medicare. I...
Why Am I Receiving A Medicare Part D Late Enrollment Penalty?
UNITED STATES—Hello Toni: I have received a notice from CMS (Medicare) saying they do not have record of me having prescription drug coverage that...
Medicare Part D Penalty Costs What??
UNITED STATES—Hello Toni: I made a terrible mistake last April when I was no longer covered by my employer group health plan due to...
Changes To 2022 Medicare Part D Co-Pays And Donut…Released!
UNITED STATES—Toni: This year, the 2022 Medicare and You handbook did not include all the information regarding the Medicare Part D deductibles and “Donut...
Why Are Medicare Part D Rules So Confusing?
UNITED STATES—Hello Toni: I received my payment invoice from the Medicare Part D plan I recently enrolled in, and I am simply confused. It...
Left Employer Benefits, Why Do I Have Medicare Part D Penalty?
UNITED STATES—Hello Toni: I made a terrible mistake last April when I was no longer being covered by my employer group health plan due...
2021 Medicare Part D Deductible, Donut Hole Costs…Released!
UNITED STATES—Toni: This year, the 2021 Medicare and You handbook did not include all the information regarding the Medicare Part D deductibles and “Donut...
Enrolled In Part B…Receiving Part D Penalty…Why?
UNITED STATES—Hello Toni: I turned 65 in August 2018, continued to work full-time with company benefits, until I was laid off on May 10...
Does A Medicare Supplement Have A PPO Network?
UNITED STATES─ Dear Toni: I am turning 65 in July and my husband is retiring January 2021. Both of us are covered by his...
Why Am I Charged Extra For IRMAA…I Didn’t Enroll In Part...
UNITED STATES─ Hello Toni: I recently purchased your Medicare Survival Guide® Advanced edition, but I still am confused on my Medicare issue. My husband...
What!! Medicare Part B Or D Penalty Is Forever?
UNITED STATES─ Toni: I am a 67-year-old female who never enrolled in Medicare Part B or D because I believe in holistic medicine and...
2020 Medicare Part D Changes…Released!
UNITED STATES—Toni: Last year, the 2019 Medicare and You handbook did not include the 2019 Part D deductibles and “Donut Hole” costs, and I...
What Is The Part D Late Enrollment Penalty?
UNITED STATES— Hello Toni: I received a notice from CMS (Medicare) saying they do not have record of me having prescription drug coverage that...
Is HSA Plan “Creditable,” Prescription Drug Part D Coverage?
UNITED STATES—Hello Toni: Turned 65 in August 2015, and continued to work full-time with an HSA that has a $3000.00 deductible before any prescriptions...
Changes To 2019 Medicare Part D
UNITED STATES—Toni: I recently received the 2019 Medicare and You handbook did not find any information about what the 2019 Part D deductibles and...
Didn’t Enroll Medicare Part D, Now Owe Big Dollars
UNITED STATES—Dear Toni: I have been told that Medicare does not cover drugs when you are in an emergency room? My husband, Joe went...
Is the Donut Hole Getting You!!
UNITED STATES—Toni: Last year, my mother got into the “donut hole” in October. I can see from the Part D statement she receives that...