Tag: coverage

Questions About Turning 65, Still Working And Enrolling In Medicare

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UNITED STATES—Hello Toni: You were referred to me as a resource that can answer questions I have about enrolling in Medicare. I am turning...

Wrong Medicare Information Can Lead To Wrong Medicare Plan!

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UNITED STATES—Dear Toni: What is the difference between a “Medicare Supplement” and a “Medicare Advantage PPO" plan? I am turning 65 and the marketing...

Why Is Medicare Denying Paying For My Doctor Visit?

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UNITED STATES—Hello Toni: I have a $900 doctor bill with a new cardiologists and Medicare says they will not pay? I recently retired and...

Why Did COBRA Cost Me $40K In Medical Expenses?

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UNITED STATES—Reader Alert: Many employer benefit group plans terminate the day you are no longer working full-time. Explore employer group medical plan rules and...

Telehealth Is Exploding Due To COVID-19 Social Distancing!

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UNITED STATES—Toni: My 86-year-old mother with Alzheimer’s needs 24-hour care and lives in a personal care home. She is enrolled in a Medicare Advantage...

Medicare And Traveling The US?

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UNITED STATES—Toni: I will retire effective May 1 and now my wife and I are going to travel the US in the new Winnebago...

Understanding Hospice!

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UNITED STATES—Hello Toni: As a certified case manager and critical care unit RN, I am advising adult children who are desperately seeking advice for...

Help My Mother With Long Term Care?

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UNITED STATES—Dear Toni: You have written about other options for long term care in the past and have discussed life insurance with living benefits....

HELP!!! My Sister With Cancer Loses Medicaid!!

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UNITED STATES—My 60-year-old sister who had no health insurance or Medicare was granted Medicaid in January last year. She was granted Medicaid because she...

Medicare Prescription Drug Penalty Confusion!!

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UNITED STATES—Hello Toni: I turned 65 in August 2018, continued to work full-time with an HSA that has a $3000.00 deductible before any prescriptions...

Cancer Treatment Not Covered By Employer Health Insurance…

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UNITED STATES—Help Toni! I have developed a rare form of cancer that requires the use of proton therapy and my problem is that my...

Does Medicare Pay For A Long-Term Care Need?

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UNITED STATES—Toni: Recently my older sister had a stroke and needs extra care at home. I was told from friends at church that Medicare...

Does Medicare Approve Clinical Trial Prescription Drug Programs?

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UNITED STATES—Toni: I turn 65 in May and am covered by my wife’s employer group health insurance. I am fighting stage 3 kidney cancer...

Does Medicare Cover Alzheimer Facility Care?

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UNITED STATES—Good Morning, Toni: I read your Medicare column regularly and have never seen you address the issue of paying for Alzheimer facility care. ...

Are You Prepared for An Unexpected Accident Or Illness?

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UNITED STATES—Hi Toni: Recently, I had a bad car wreck and ended up in the hospital with only a minor concussion from hitting the...

Will Medicare Pay For The Coronavirus?

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UNITED STATES─Reader Alert: Beginning Tuesday, March 17, all local Social Security offices nationwide were closed to in-person visits and have asked those who need...

Are You Prepared For The Unexpectant?

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UNITED STATES—Hi Toni: Recently, I had a bad car wreck and ended up with a minor concussion after hitting the windshield and my wife...

Will Medicare Pay For Care Overseas For Husband Laid Off As...

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UNITED STATES—Toni: My husband, who is turning 65 this September, was laid off from a major oil company this year and the only way...

Is Medicaid A Good Long Term Care Option?

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UNITED STATES—Toni, I have a friend who just received a bill from the state of Texas for his mother's Medicaid nursing home care. No...

Mom Has to Pay 100 Percent For Skilled Nursing…Why??

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UNITED STATES—Dear Toni, please explain why my Mom must pay 100 percent for her Skilled Nursing stay. She recently slipped and fractured her back...
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