Tag: coverage
Isn’t Medicare Part A Free?
UNITED STATES—Toni, I need your help because I have made a mistake enrolling in Medicare. This February, my husband Sonny was laid off and...
I Thought Medicare Covered Long-Term Care
UNITED STATES—Dear Toni, recently in your Medicare column, you discussed services that are not covered by Original Medicare such as dental, vision, long-term care,...
Does Medicare Cover Expensive Shots Given At The Doctor’s Office?
UNITED STATES—Toni: I am turning 65 in February and my individual health plan has a $6,000 deductible which I meet every year due to...
Medicare Rules Confuse HR Manager
UNITED STATES—Hello Toni: I am a HR Manager for a local oil and gas company and have a question about an employee who is...
Should I Enroll In Medicare Part B When I’m Self-Employed?
UNITED STATES—Dear Toni: I need your help about enrolling in Part B or delaying it. I am self-employed, with an individual under 65 health...
Need Help Because My Domestic Partner Delayed His Medicare Part B!
UNITED STATES—Toni, my problem is different than most couples that I read about in the Toni Says® Medicare column. I am finding out that...
Medicare Knowledge…Learn The Basics
UNITED STATES—Dear Toni, I am a confused Baby Boomer who needs to make my Medicare decision in November when I turn 65. I do...
I’ve Been Laid-Off…What Are My Husband’s Medicare Options?
UNITED STATES—Hello Toni, I have been laid-off. My husband, Art, who is 70, has been covered under my company’s insurance for the past 10...
How Do I Appeal With Medicare For Refusing A Medical Claim?
UNITED STATES—Hello Toni, I have a $2,000 doctor bill with a new cardiologist and Medicare says they will not pay. I recently retired and...
Get Ready…Hurricane Season Begins June 1!
UNITED STATES—Toni: In August 2017, Hurricane Harvey absolutely devastated my wife. Now, her 88-year-old mother is living in an assisted living facility, and we...
Medicare Now Covers Shingles Vaccine At NO Cost!
UNITED STATES—Toni: I was recently told if I was to receive a shingles vaccination, I need to have a Medicare Part D prescription drug...
Understanding Medicare…It’s Complicated!
UNITED STATES—Toni: I am turning 65 in September and need make my Medicare decision. I do not know where to start or what to...
Is It Too Late To Buy A Long-Term Care Policy?
UNITED STATES—Dear Toni: My brother recently had to move out of his house into as assisted living facility because he broke his hip and...
What Is Medicare’s “Creditable” Prescription Drug Coverage?
UNITED STATES—NOTE: This question originally ran in 2018 and the response has been updated with 2023 Medicare Part D information.
Hello Toni: I turned 65...
Need Help Choosing A Home Healthcare Agency?
UNITED STATES—Dear Toni: Help!!! My mother-in-law is 85 and lives in an independent living facility on her own. After a hospitalization in November, she...
Are Injections Given At The Doctor’s Office Covered By Medicare?
UNITED STATES—Toni: I am turning 65 in March and my individual health plan has a $4,000 deductible which I meet every year due to...
Inpatient Or Outpatient? Information To Know When Having A Hospital Stay!
UNITED STATES—Dear Toni, My husband recently had an issue when he fell from a ladder and shattered his hip and broke his right leg....
Medicare Advantage HMO NOT Accepted with Nursing Home?
UNITED STATES—Hello Toni: My mother has a Medicare Advantage HMO and August 1st she moved into a nursing home in the Sugar Land area....
Ins And Outs Of Medicare’s “Lifetime Reserve Days”
UNITED STATES—Toni: Can you explain why a hospital employee from the medical claims division asked my husband Greg to sign a form stating that...
Does Medicare Pay For Diabetic Supplies?
UNITED STATES—Dear Toni: I am diabetic and I order my diabetic supplies from a mail-order program through my employer benefits. Recently, I have been...
