Tag: coverage

Losing Employer COBRA With Dental Benefits…What Do I Do?

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UNITED STATES—Toni, I will be eligible for Medicare in July and am now receiving cancer treatment from MD Anderson. I am currently on my...

Guidelines When Cancer Qualifies You For Medicaid

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UNITED STATES—Toni: I am a 58-year-old female and in October of 2020, I was diagnosed with stage IIIA metastatic breast cancer. A non-profit Cancer...

Help…Doctor Is Not Accepting Medicare?

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UNITED STATES—Hi Toni: This week, I went to see my primary care doctor and his office manager informed me that they are no longer...

Can You Save On Home Insurance In Wildfire-Hit Regions Of California?

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UNITED STATES—If you are living in certain regions of California, wildfires have become an unavoidable part of your reality. And while most types of...

Who Will Pay First?

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UNITED STATES—Toni, I am 67 and have group health insurance through my current employer. I have talked with friends, my company HR and my...

Questions About Turning 65, Still Working And Enrolling In Medicare

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UNITED STATES—Hello Toni: You were referred to me as a resource that can answer questions I have about enrolling in Medicare. I am turning...

Wrong Medicare Information Can Lead To Wrong Medicare Plan!

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UNITED STATES—Dear Toni: What is the difference between a “Medicare Supplement” and a “Medicare Advantage PPO" plan? I am turning 65 and the marketing...

Why Is Medicare Denying Paying For My Doctor Visit?

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UNITED STATES—Hello Toni: I have a $900 doctor bill with a new cardiologists and Medicare says they will not pay? I recently retired and...

Why Did COBRA Cost Me $40K In Medical Expenses?

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UNITED STATES—Reader Alert: Many employer benefit group plans terminate the day you are no longer working full-time. Explore employer group medical plan rules and...

Telehealth Is Exploding Due To COVID-19 Social Distancing!

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UNITED STATES—Toni: My 86-year-old mother with Alzheimer’s needs 24-hour care and lives in a personal care home. She is enrolled in a Medicare Advantage...

Medicare And Traveling The US?

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UNITED STATES—Toni: I will retire effective May 1 and now my wife and I are going to travel the US in the new Winnebago...

Understanding Hospice!

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UNITED STATES—Hello Toni: As a certified case manager and critical care unit RN, I am advising adult children who are desperately seeking advice for...

Help My Mother With Long Term Care?

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UNITED STATES—Dear Toni: You have written about other options for long term care in the past and have discussed life insurance with living benefits....

HELP!!! My Sister With Cancer Loses Medicaid!!

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UNITED STATES—My 60-year-old sister who had no health insurance or Medicare was granted Medicaid in January last year. She was granted Medicaid because she...

Medicare Prescription Drug Penalty Confusion!!

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UNITED STATES—Hello Toni: I turned 65 in August 2018, continued to work full-time with an HSA that has a $3000.00 deductible before any prescriptions...

Cancer Treatment Not Covered By Employer Health Insurance…

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UNITED STATES—Help Toni! I have developed a rare form of cancer that requires the use of proton therapy and my problem is that my...

Does Medicare Pay For A Long-Term Care Need?

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UNITED STATES—Toni: Recently my older sister had a stroke and needs extra care at home. I was told from friends at church that Medicare...

Does Medicare Approve Clinical Trial Prescription Drug Programs?

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UNITED STATES—Toni: I turn 65 in May and am covered by my wife’s employer group health insurance. I am fighting stage 3 kidney cancer...

Does Medicare Cover Alzheimer Facility Care?

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UNITED STATES—Good Morning, Toni: I read your Medicare column regularly and have never seen you address the issue of paying for Alzheimer facility care. ...

Are You Prepared for An Unexpected Accident Or Illness?

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UNITED STATES—Hi Toni: Recently, I had a bad car wreck and ended up in the hospital with only a minor concussion from hitting the...
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