Tag: coverage

Medicare Now Covers Shingles Vaccine At NO Cost!

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UNITED STATES—Toni: I was recently told if I was to receive a shingles vaccination, I need to have a Medicare Part D prescription drug...

Understanding Medicare…It’s Complicated!

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UNITED STATES—Toni: I am turning 65 in September and need make my Medicare decision.  I do not know where to start or what to...

Is It Too Late To Buy A Long-Term Care Policy?

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UNITED STATES—Dear Toni: My brother recently had to move out of his house into as assisted living facility because he broke his hip and...

What Is Medicare’s “Creditable” Prescription Drug Coverage?

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UNITED STATES—NOTE: This question originally ran in 2018 and the response has been updated with 2023 Medicare Part D information. Hello Toni: I turned 65...

Need Help Choosing A Home Healthcare Agency?

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UNITED STATES—Dear Toni:  Help!!! My mother-in-law is 85 and lives in an independent living facility on her own. After a hospitalization in November, she...

Are Injections Given At The Doctor’s Office Covered By Medicare?

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UNITED STATES—Toni: I am turning 65 in March and my individual health plan has a $4,000 deductible which I meet every year due to...

Inpatient Or Outpatient? Information To Know When Having A Hospital Stay!

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UNITED STATES—Dear Toni, My husband recently had an issue when he fell from a ladder and shattered his hip and broke his right leg....

Warranties: A Lifesaver Or A Waste Of Money?

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UNITED STATES—Many car owners wonder if they need an extended car warranty. On one hand, it seems like a waste of money. After all,...

Medicare Advantage HMO NOT Accepted with Nursing Home?

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UNITED STATES—Hello Toni: My mother has a Medicare Advantage HMO and August 1st she moved into a nursing home in the Sugar Land area....

Ins And Outs Of Medicare’s “Lifetime Reserve Days”

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UNITED STATES—Toni: Can you explain why a hospital employee from the medical claims division asked my husband Greg to sign a form stating that...

Does Medicare Pay For Diabetic Supplies?

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UNITED STATES—Dear Toni: I am diabetic and I order my diabetic supplies from a mail-order program through my employer benefits. Recently, I have been...

Help! Medicare Is NOT Paying My Medical Claims!

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UNITED STATES—Dear Toni, my husband recently retired from his job and because I am over 65, I needed to sign up for Medicare. I...

America Get Prepared! Hurricane Season Starts June 1

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UNITED STATES—Toni: In August 2017, Hurricane Harvey absolutely devastated my wife. Now, her 84-year-old mother is living in an assisted living facility, and we...

Losing Employer COBRA With Dental Benefits…What Do I Do?

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UNITED STATES—Toni, I will be eligible for Medicare in July and am now receiving cancer treatment from MD Anderson. I am currently on my...

Guidelines When Cancer Qualifies You For Medicaid

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UNITED STATES—Toni: I am a 58-year-old female and in October of 2020, I was diagnosed with stage IIIA metastatic breast cancer. A non-profit Cancer...

Help…Doctor Is Not Accepting Medicare?

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UNITED STATES—Hi Toni: This week, I went to see my primary care doctor and his office manager informed me that they are no longer...

Can You Save On Home Insurance In Wildfire-Hit Regions Of California?

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UNITED STATES—If you are living in certain regions of California, wildfires have become an unavoidable part of your reality. And while most types of...

Who Will Pay First?

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UNITED STATES—Toni, I am 67 and have group health insurance through my current employer. I have talked with friends, my company HR and my...

Questions About Turning 65, Still Working And Enrolling In Medicare

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UNITED STATES—Hello Toni: You were referred to me as a resource that can answer questions I have about enrolling in Medicare. I am turning...

Wrong Medicare Information Can Lead To Wrong Medicare Plan!

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UNITED STATES—Dear Toni: What is the difference between a “Medicare Supplement” and a “Medicare Advantage PPO" plan? I am turning 65 and the marketing...
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