Tag: coverage
Medicare Now Covers Shingles Vaccine At NO Cost!
UNITED STATES—Toni: I was recently told if I was to receive a shingles vaccination, I need to have a Medicare Part D prescription drug...
Understanding Medicare…It’s Complicated!
UNITED STATES—Toni: I am turning 65 in September and need make my Medicare decision. I do not know where to start or what to...
Is It Too Late To Buy A Long-Term Care Policy?
UNITED STATES—Dear Toni: My brother recently had to move out of his house into as assisted living facility because he broke his hip and...
What Is Medicare’s “Creditable” Prescription Drug Coverage?
UNITED STATES—NOTE: This question originally ran in 2018 and the response has been updated with 2023 Medicare Part D information.
Hello Toni: I turned 65...
Need Help Choosing A Home Healthcare Agency?
UNITED STATES—Dear Toni: Help!!! My mother-in-law is 85 and lives in an independent living facility on her own. After a hospitalization in November, she...
Are Injections Given At The Doctor’s Office Covered By Medicare?
UNITED STATES—Toni: I am turning 65 in March and my individual health plan has a $4,000 deductible which I meet every year due to...
Inpatient Or Outpatient? Information To Know When Having A Hospital Stay!
UNITED STATES—Dear Toni, My husband recently had an issue when he fell from a ladder and shattered his hip and broke his right leg....
Warranties: A Lifesaver Or A Waste Of Money?
UNITED STATES—Many car owners wonder if they need an extended car warranty. On one hand, it seems like a waste of money. After all,...
Medicare Advantage HMO NOT Accepted with Nursing Home?
UNITED STATES—Hello Toni: My mother has a Medicare Advantage HMO and August 1st she moved into a nursing home in the Sugar Land area....
Ins And Outs Of Medicare’s “Lifetime Reserve Days”
UNITED STATES—Toni: Can you explain why a hospital employee from the medical claims division asked my husband Greg to sign a form stating that...
Does Medicare Pay For Diabetic Supplies?
UNITED STATES—Dear Toni: I am diabetic and I order my diabetic supplies from a mail-order program through my employer benefits. Recently, I have been...
Help! Medicare Is NOT Paying My Medical Claims!
UNITED STATES—Dear Toni, my husband recently retired from his job and because I am over 65, I needed to sign up for Medicare. I...
America Get Prepared! Hurricane Season Starts June 1
UNITED STATES—Toni: In August 2017, Hurricane Harvey absolutely devastated my wife. Now, her 84-year-old mother is living in an assisted living facility, and we...
Losing Employer COBRA With Dental Benefits…What Do I Do?
UNITED STATES—Toni, I will be eligible for Medicare in July and am now receiving cancer treatment from MD Anderson. I am currently on my...
Guidelines When Cancer Qualifies You For Medicaid
UNITED STATES—Toni: I am a 58-year-old female and in October of 2020, I was diagnosed with stage IIIA metastatic breast cancer. A non-profit Cancer...
Help…Doctor Is Not Accepting Medicare?
UNITED STATES—Hi Toni: This week, I went to see my primary care doctor and his office manager informed me that they are no longer...
Can You Save On Home Insurance In Wildfire-Hit Regions Of California?
UNITED STATES—If you are living in certain regions of California, wildfires have become an unavoidable part of your reality. And while most types of...
Who Will Pay First?
UNITED STATES—Toni, I am 67 and have group health insurance through my current employer. I have talked with friends, my company HR and my...
Questions About Turning 65, Still Working And Enrolling In Medicare
UNITED STATES—Hello Toni: You were referred to me as a resource that can answer questions I have about enrolling in Medicare. I am turning...
Wrong Medicare Information Can Lead To Wrong Medicare Plan!
UNITED STATES—Dear Toni: What is the difference between a “Medicare Supplement” and a “Medicare Advantage PPO" plan? I am turning 65 and the marketing...