Tag: coverage

Medicare Advantage HMO NOT Accepted with Nursing Home?

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UNITED STATES—Hello Toni: My mother has a Medicare Advantage HMO and August 1st she moved into a nursing home in the Sugar Land area....

Ins And Outs Of Medicare’s “Lifetime Reserve Days”

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UNITED STATES—Toni: Can you explain why a hospital employee from the medical claims division asked my husband Greg to sign a form stating that...

Does Medicare Pay For Diabetic Supplies?

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UNITED STATES—Dear Toni: I am diabetic and I order my diabetic supplies from a mail-order program through my employer benefits. Recently, I have been...

Help! Medicare Is NOT Paying My Medical Claims!

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UNITED STATES—Dear Toni, my husband recently retired from his job and because I am over 65, I needed to sign up for Medicare. I...

America Get Prepared! Hurricane Season Starts June 1

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UNITED STATES—Toni: In August 2017, Hurricane Harvey absolutely devastated my wife. Now, her 84-year-old mother is living in an assisted living facility, and we...

Losing Employer COBRA With Dental Benefits…What Do I Do?

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UNITED STATES—Toni, I will be eligible for Medicare in July and am now receiving cancer treatment from MD Anderson. I am currently on my...

Guidelines When Cancer Qualifies You For Medicaid

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UNITED STATES—Toni: I am a 58-year-old female and in October of 2020, I was diagnosed with stage IIIA metastatic breast cancer. A non-profit Cancer...

Help…Doctor Is Not Accepting Medicare?

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UNITED STATES—Hi Toni: This week, I went to see my primary care doctor and his office manager informed me that they are no longer...

Can You Save On Home Insurance In Wildfire-Hit Regions Of California?

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UNITED STATES—If you are living in certain regions of California, wildfires have become an unavoidable part of your reality. And while most types of...

Who Will Pay First?

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UNITED STATES—Toni, I am 67 and have group health insurance through my current employer. I have talked with friends, my company HR and my...

Questions About Turning 65, Still Working And Enrolling In Medicare

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UNITED STATES—Hello Toni: You were referred to me as a resource that can answer questions I have about enrolling in Medicare. I am turning...

Wrong Medicare Information Can Lead To Wrong Medicare Plan!

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UNITED STATES—Dear Toni: What is the difference between a “Medicare Supplement” and a “Medicare Advantage PPO" plan? I am turning 65 and the marketing...

Why Is Medicare Denying Paying For My Doctor Visit?

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UNITED STATES—Hello Toni: I have a $900 doctor bill with a new cardiologists and Medicare says they will not pay? I recently retired and...

Why Did COBRA Cost Me $40K In Medical Expenses?

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UNITED STATES—Reader Alert: Many employer benefit group plans terminate the day you are no longer working full-time. Explore employer group medical plan rules and...

Telehealth Is Exploding Due To COVID-19 Social Distancing!

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UNITED STATES—Toni: My 86-year-old mother with Alzheimer’s needs 24-hour care and lives in a personal care home. She is enrolled in a Medicare Advantage...

Medicare And Traveling The US?

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UNITED STATES—Toni: I will retire effective May 1 and now my wife and I are going to travel the US in the new Winnebago...

Understanding Hospice!

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UNITED STATES—Hello Toni: As a certified case manager and critical care unit RN, I am advising adult children who are desperately seeking advice for...

Help My Mother With Long Term Care?

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UNITED STATES—Dear Toni: You have written about other options for long term care in the past and have discussed life insurance with living benefits....

HELP!!! My Sister With Cancer Loses Medicaid!!

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UNITED STATES—My 60-year-old sister who had no health insurance or Medicare was granted Medicaid in January last year. She was granted Medicaid because she...

Medicare Prescription Drug Penalty Confusion!!

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UNITED STATES—Hello Toni: I turned 65 in August 2018, continued to work full-time with an HSA that has a $3000.00 deductible before any prescriptions...
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