Tag: coverage

Why Did COBRA Cost Me $40K In Medical Expenses?

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UNITED STATES—Reader Alert: Many employer benefit group plans terminate the day you are no longer working full-time. Explore employer group medical plan rules and...

Telehealth Is Exploding Due To COVID-19 Social Distancing!

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UNITED STATES—Toni: My 86-year-old mother with Alzheimer’s needs 24-hour care and lives in a personal care home. She is enrolled in a Medicare Advantage...

Medicare And Traveling The US?

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UNITED STATES—Toni: I will retire effective May 1 and now my wife and I are going to travel the US in the new Winnebago...

Understanding Hospice!

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UNITED STATES—Hello Toni: As a certified case manager and critical care unit RN, I am advising adult children who are desperately seeking advice for...

Help My Mother With Long Term Care?

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UNITED STATES—Dear Toni: You have written about other options for long term care in the past and have discussed life insurance with living benefits....

HELP!!! My Sister With Cancer Loses Medicaid!!

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UNITED STATES—My 60-year-old sister who had no health insurance or Medicare was granted Medicaid in January last year. She was granted Medicaid because she...

Medicare Prescription Drug Penalty Confusion!!

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UNITED STATES—Hello Toni: I turned 65 in August 2018, continued to work full-time with an HSA that has a $3000.00 deductible before any prescriptions...

Cancer Treatment Not Covered By Employer Health Insurance…

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UNITED STATES—Help Toni! I have developed a rare form of cancer that requires the use of proton therapy and my problem is that my...

Does Medicare Pay For A Long-Term Care Need?

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UNITED STATES—Toni: Recently my older sister had a stroke and needs extra care at home. I was told from friends at church that Medicare...

Does Medicare Approve Clinical Trial Prescription Drug Programs?

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UNITED STATES—Toni: I turn 65 in May and am covered by my wife’s employer group health insurance. I am fighting stage 3 kidney cancer...

Does Medicare Cover Alzheimer Facility Care?

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UNITED STATES—Good Morning, Toni: I read your Medicare column regularly and have never seen you address the issue of paying for Alzheimer facility care. ...

Are You Prepared for An Unexpected Accident Or Illness?

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UNITED STATES—Hi Toni: Recently, I had a bad car wreck and ended up in the hospital with only a minor concussion from hitting the...

Will Medicare Pay For The Coronavirus?

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UNITED STATES─Reader Alert: Beginning Tuesday, March 17, all local Social Security offices nationwide were closed to in-person visits and have asked those who need...

Are You Prepared For The Unexpectant?

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UNITED STATES—Hi Toni: Recently, I had a bad car wreck and ended up with a minor concussion after hitting the windshield and my wife...

Will Medicare Pay For Care Overseas For Husband Laid Off As...

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UNITED STATES—Toni: My husband, who is turning 65 this September, was laid off from a major oil company this year and the only way...

Is Medicaid A Good Long Term Care Option?

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UNITED STATES—Toni, I have a friend who just received a bill from the state of Texas for his mother's Medicaid nursing home care. No...

Mom Has to Pay 100 Percent For Skilled Nursing…Why??

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UNITED STATES—Dear Toni, please explain why my Mom must pay 100 percent for her Skilled Nursing stay. She recently slipped and fractured her back...

Is HSA Plan “Creditable,” Prescription Drug Part D Coverage?

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UNITED STATES—Hello Toni: Turned 65 in August 2015, and continued to work full-time with an HSA that has a $3000.00 deductible before any prescriptions...

Half Of California Homeowners Unaware Of Home Insurance And Flooding

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UNITED STATES—Half of California homeowners unaware their home insurance does not protect against flooding, reveals study. With changing weather patterns and our country’s propensity for...
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