Tag: coverage
Need Help Choosing A Home Healthcare Agency?
UNITED STATES—Dear Toni: Help!!! My mother-in-law is 85 and lives in an independent living facility on her own. After a hospitalization in November, she...
Are Injections Given At The Doctor’s Office Covered By Medicare?
UNITED STATES—Toni: I am turning 65 in March and my individual health plan has a $4,000 deductible which I meet every year due to...
Inpatient Or Outpatient? Information To Know When Having A Hospital Stay!
UNITED STATES—Dear Toni, My husband recently had an issue when he fell from a ladder and shattered his hip and broke his right leg....
Medicare Advantage HMO NOT Accepted with Nursing Home?
UNITED STATES—Hello Toni: My mother has a Medicare Advantage HMO and August 1st she moved into a nursing home in the Sugar Land area....
Ins And Outs Of Medicare’s “Lifetime Reserve Days”
UNITED STATES—Toni: Can you explain why a hospital employee from the medical claims division asked my husband Greg to sign a form stating that...
Does Medicare Pay For Diabetic Supplies?
UNITED STATES—Dear Toni: I am diabetic and I order my diabetic supplies from a mail-order program through my employer benefits. Recently, I have been...
Help! Medicare Is NOT Paying My Medical Claims!
UNITED STATES—Dear Toni, my husband recently retired from his job and because I am over 65, I needed to sign up for Medicare. I...
America Get Prepared! Hurricane Season Starts June 1
UNITED STATES—Toni: In August 2017, Hurricane Harvey absolutely devastated my wife. Now, her 84-year-old mother is living in an assisted living facility, and we...
Losing Employer COBRA With Dental Benefits…What Do I Do?
UNITED STATES—Toni, I will be eligible for Medicare in July and am now receiving cancer treatment from MD Anderson. I am currently on my...
Guidelines When Cancer Qualifies You For Medicaid
UNITED STATES—Toni: I am a 58-year-old female and in October of 2020, I was diagnosed with stage IIIA metastatic breast cancer. A non-profit Cancer...
Help…Doctor Is Not Accepting Medicare?
UNITED STATES—Hi Toni: This week, I went to see my primary care doctor and his office manager informed me that they are no longer...
Who Will Pay First?
UNITED STATES—Toni, I am 67 and have group health insurance through my current employer. I have talked with friends, my company HR and my...
Questions About Turning 65, Still Working And Enrolling In Medicare
UNITED STATES—Hello Toni: You were referred to me as a resource that can answer questions I have about enrolling in Medicare. I am turning...
Wrong Medicare Information Can Lead To Wrong Medicare Plan!
UNITED STATES—Dear Toni: What is the difference between a “Medicare Supplement” and a “Medicare Advantage PPO" plan? I am turning 65 and the marketing...
Why Is Medicare Denying Paying For My Doctor Visit?
UNITED STATES—Hello Toni: I have a $900 doctor bill with a new cardiologists and Medicare says they will not pay? I recently retired and...
Why Did COBRA Cost Me $40K In Medical Expenses?
UNITED STATES—Reader Alert: Many employer benefit group plans terminate the day you are no longer working full-time. Explore employer group medical plan rules and...
Telehealth Is Exploding Due To COVID-19 Social Distancing!
UNITED STATES—Toni: My 86-year-old mother with Alzheimer’s needs 24-hour care and lives in a personal care home. She is enrolled in a Medicare Advantage...
Medicare And Traveling The US?
UNITED STATES—Toni: I will retire effective May 1 and now my wife and I are going to travel the US in the new Winnebago...
Understanding Hospice!
UNITED STATES—Hello Toni: As a certified case manager and critical care unit RN, I am advising adult children who are desperately seeking advice for...
Help My Mother With Long Term Care?
UNITED STATES—Dear Toni: You have written about other options for long term care in the past and have discussed life insurance with living benefits....


















