Turning 65 With Employer Health Insurance…Need Medicare Help!
UNITES STATES—Toni: I have just enrolled in Medicare A and B because I turned 65 in June. I am still working, and my husband, James,...
Help…Medicare Is NOT Paying My Medical Claims!
TEXAS—Dear Toni, my husband recently retired from his job, and because I am over 65, I need to sign up for Medicare. I went...
Warning: Medicare Advice from Friends Can Be Costly!
UNITED STATES—Hi Toni: I met with you in late 2024 for a Toni Says personalized Medicare consultation. I have a quick question regarding travel...
America: Is learning About Medicare’s Options Stressing You?
UNITED STATES—Dear Toni, I am an American turning 65 in September and am confused about my Medicare decision. I do not know where to...
How Does Medicare’s Fall Enrollment Affect Me?
UNITED STATES—Dear Toni, I’m stressed about what I need to do to enroll in Medicare because I am working part-time with no benefits, only...
In the Heat of the Day…
SOUTHWEST—It’s the heat that defines us this month. It greets us at daybreak with its promise, but in an hour or so, it bears...
Medicare Changes its Telehealth Service Rules
UNITED STATES—Toni: I have been researching the changes to Medicare’s telehealth services over a computer video service that I saw on the news recently. I...
Walking Is A Great Form Of Exercise
UNITED STATES—Look, no American loves to exercise. Let me take that back because there are some people who do love exercise, but I am...
Taking Control Of What You Eat
UNITED STATES—Food, it is the one thing that all Americans have in common. We all must have it in order to survive. With that...
Walking Is Good Exercise, Clarity Of Mind
UNITED STATES—There are people out there who don’t like to do rigorous physical exercise, and to those people I say, get outside and walk....
Fire Up The Grill America
UNITED STATES—The Fourth of July holiday is upon us and it truly is a day that Americans fire up the grill. Yes, Memorial Day...
Is Modern Senior Living The Future Of Retirement?
UNITED STATES—For decades, we’ve assumed that retirement means seeing out your golden years in your home, if you’re lucky, or ending up in a...
The Breakfast Conundrum
UNITED STATES—Breakfast, it is perhaps the most important meal of the day. It gives you fuel, and it gets your energy going. However, it...
Eating Healthy Backlash
UNITED STATES—This is a country where we are consumed with health and eating whether we want to admit it or not. Food is part...
The Weight Loss Drug Debate
UNITED STATES—It is a topic that is not going away anytime soon. It is the talk of the town, not just in Hollywood, but...
Water People, We Need To Drink More Of It
UNITED STATES—I believe it is the one liquid that most Americans know is vital to our survival, yet it is not something we regularly...
Eating Healthy Is All About Choices
UNITED STATES—Eating healthy, I know it is something that we all want to do more of, but it is easier said than done. A...
Reading Can Be Highly Beneficial
UNITED STATES—Reading is not as common as what it used to be due to the different media platforms that are available today. In the...
Ways To Manage Hypertension
UNITED STATES—Hypertension runs on both sides of my family. I remember my mother telling me at a very young age to avoid salt and...
Exercising All Begins With A Simple Plan
UNITED STATES—I know I am not the only American who struggles with wanting to exercise. However, I have learned that it all begins with...
























