Tag: Medicare

Need Help Disenrolling From A Medicare Advantage Plan Mistake!

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UNITED STATES—Good Morning Ms. Toni: The first week, my wife and I moved to Houston from Oklahoma, I had a wonderful surprise in my...

Medicare Tips For Baby Boomers

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UNITED STATES—Toni: I am a confused Baby Boomer who needs to make my Medicare decision in November when I turn 65.  I do not...

What Is A Retiree HRA Account?

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UNITED STATES—Hi Toni: My husband is an oil company retiree and two weeks ago, we received a letter stating that his employer is terminating...

Why Is My Medicare Premium An Extra $471?

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UNITED STATES—Toni: My husband, John and I need your guidance because I believe I have made a mistake enrolling in Medicare. Last year, John...

Enrolled In Medicare The Wrong Way!!

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UNITED STATES—Toni: I have just enrolled in Medicare Parts A&B and my Social Security check because I turned 65 in May. I am still...

Why Did COBRA Cost Me $40K In Medical Expenses?

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UNITED STATES—Reader Alert: Many employer benefit group plans terminate the day you are no longer working full-time. Explore employer group medical plan rules and...

Self-Employed…Should I Enroll In Medicare Part B??

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UNITED STATES—Hello Toni: I need your help about enrolling in Part B or delaying it.  I am self-employed with no employees, turning 65 with...

Telehealth Is Exploding Due To COVID-19 Social Distancing!

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UNITED STATES—Toni: My 86-year-old mother with Alzheimer’s needs 24-hour care and lives in a personal care home. She is enrolled in a Medicare Advantage...

Medicare And Traveling The US?

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UNITED STATES—Toni: I will retire effective May 1 and now my wife and I are going to travel the US in the new Winnebago...

Understanding Hospice!

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UNITED STATES—Hello Toni: As a certified case manager and critical care unit RN, I am advising adult children who are desperately seeking advice for...

Help My Mother With Long Term Care?

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UNITED STATES—Dear Toni: You have written about other options for long term care in the past and have discussed life insurance with living benefits....

Does Medicare Pay For A Gym Membership?

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UNITED STATES—Toni, two of my neighbors told my wife that they get free gym membership through Medicare. Any truth to that, as I never...

What Is Medicare’s “Lifetime Reserve Days”?

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UNITED STATES—Toni: Can you explain why a hospital employee from the medical claims division asked my husband Phillip to sign a form stating that...

Is At Home Recovery After A Transplant Covered by Medicare?

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UNITED STATES—Reader Alert: This week, I received a text message from one of Toni Says® Medicare clients that I would like to share with...

Why Are Medicare Part D Rules So Confusing?

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UNITED STATES—Hello Toni: I received my payment invoice from the Medicare Part D plan I recently enrolled in, and I am simply confused.  It...

Need A Medicare Supplement Guaranteed Issue Plan?

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UNITED STATES—Dear Toni: I have decided to retire when I turn 65 in June and will need to enroll in Medicare Parts A and...

Social Security Account Suspended…Need To Enroll Medicare Online!!

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UNITED STATES—Help Toni: I am turning 65 in July and last week I tried to open a “My Social Security” account to enroll in...

Medicare Supplement Rate Increase Is Outrageous!

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UNITED STATES—Toni: We have received a 20 percent increase for our Plan F Medicare Supplement that is effective May 1. I am a 70-year-old...

Mom Has To Pay 100% For Skilled Nursing Stay…Why?

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UNITED STATES—Dear Toni, please explain why my mom must pay 100 percent for her Skilled Nursing stay. She recently slipped and fractured her back...

“Still Working…” Magic Words For Enrolling In Medicare Part B Correctly!!

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UNITED STATES—Dear Toni: I am losing the battle with Social Security about me and my wife enrolling in Medicare Part B since I am...
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