Tag: Medicare

What Medicare Plans Cover Emergency Medical Overseas?

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UNITED STATES—Hi Toni, I met with you in 2023 for a Toni Says personalized Medicare consultation. I have a quick question regarding travel outside...

Please Simplify Medicare’s Enrollment Process

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UNITED STATES—Toni: I need to make the right Medicare decision because I turn 65 in August and have not had a health plan for...

What’s The Difference In Home Health Care And At-Home Care?

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UNITED STATES—Dear Toni, I need your help regarding my parents who are in their late 80s. My mother has been disabled with Parkinson’s for...

Enrolling In Medicare When Laid-Off

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UNITED STATES—Hello Toni: My husband, Steven, has been laid off from a company he worked with for over 20 years. His employer is downsizing...

Why Is Medicare Part D’s IRMAA Premium So High?

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UNITED STATES—Dear Toni: I am turning 65 in June, self-employed, and my income together with my wife’s is over $300,000. Recently I received a...

Enrolling In Medicare With A Blocked Social Security Account

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UNITED STATES—Hi Toni: I’m turning 65 in July and not receiving my Social Security check. Last week I tried to open a “My Social...

Leaving Employers Benefits Past 65 Is Puzzling!

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UNITED STATES—Hello, Toni: My husband, Jay, retired six years ago when he turned 65. He enrolled in Medicare Part A only and decided to...

Isn’t Medicare Part A Free?

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UNITED STATES—Toni, I need your help because I have made a mistake enrolling in Medicare. This February, my husband Sonny was laid off and...

Is There A New Plastic Medicare Card?

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UNITED STATES—Toni, I am concerned about a phone call I received yesterday from a representative with Medicare asking all types of personal questions and...

Is At-Home Recovery After A Transplant Covered By Medicare?

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UNITED STATES—Dear Readers:  This week, I received a text message from a local Toni Says Medicare client that I would like to share with...

I Thought Medicare Covered Long-Term Care

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UNITED STATES—Dear Toni, recently in your Medicare column, you discussed services that are not covered by Original Medicare such as dental, vision, long-term care,...

How Do I Enroll In Medicare?

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UNITED STATES—Hello Toni: I am turning 65 in July and am bombarded with mail and telemarketing calls. I am not receiving Social Security and...

Losing Employer Benefits With Dental And Enrolling In Medicare…What Do I...

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UNITED STATES—Dear Toni, I will be eligible for Medicare in July and am now receiving cancer treatment. I am currently on my ex-employer’s COBRA...

America’s Veterans Need To Enroll In Medicare The Right Way

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UNITED STATES—Dear Toni, my husband, Jason, is a Vietnam Veteran and never enrolled in Medicare Part B because he uses the VA for his...

Son Loses Mom’s House Because Poor Medicare/Medicaid Choices!

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UNITED STATES—Toni, I have a client, Joshua, who just received a bill for his mother's long-term care paid by Medicaid in the state of...

Why Enrolling In Medicare Part D Is Important!

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UNITED STATES—Toni: I was told to receive a shingles vaccination; I need to be enrolled in a Part D prescription drug plan for the...

Terminated Medicare Part B 5 Years Ago And I Have A...

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UNITED STATES—Toni: Five years ago, when I was laid off, I enrolled in Medicare Parts A&B when I turned 65 in August. By November,...

How To Avoid The Medicare Part D Penalty!

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UNITED STATES—Dear Readers:  Last week’s Medicare article, “Ignoring Medicare rules costs Americans millions in penalties,” contained an error. The Medicare Part D Penalty is...

Ignoring Medicare Rules Costs Americans Millions in Penalties!!

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UNITED STATES—Toni: I need your help! I have discovered that my mother, who is 67, never enrolled in Medicare Part B or D. She...

Does Medicare Cover Expensive Shots Given At The Doctor’s Office?

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UNITED STATES—Toni: I am turning 65 in February and my individual health plan has a $6,000 deductible which I meet every year due to...
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