Tag: Medicare

Should I Apply For Social Security Disability While Receiving Medicaid?

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UNITED STATES—Dear Toni, I am a 59-year-old female and in June of 2022, I was diagnosed with stage III metastatic breast cancer. A non-profit...

Understanding Medicare…It’s Complicated!

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UNITED STATES—Toni: I am turning 65 in September and need make my Medicare decision.  I do not know where to start or what to...

Is It Too Late To Buy A Long-Term Care Policy?

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UNITED STATES—Dear Toni: My brother recently had to move out of his house into as assisted living facility because he broke his hip and...

What Is Medicare’s “Creditable” Prescription Drug Coverage?

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UNITED STATES—NOTE: This question originally ran in 2018 and the response has been updated with 2023 Medicare Part D information. Hello Toni: I turned 65...

Warning: Taking Medicare Advice From Your Friends Can Be Costly!

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UNITED STATES—Hi Toni: I met with you in late 2021 for a Toni Says personalized Medicare consultation. I have a quick question regarding travel...

Should A Veteran Using The VA Enroll In Medicare Part...

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UNITED STATES—Toni: My husband is a Viet Nam Veteran and never enrolled in Medicare Part B because he uses the VA, close to where...

Treat Medicare Part B Like It’s Gold…

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UNITED STATES—Dear Toni: I have decided to retire when I turn 65 in September and will need to enroll in Medicare Parts A and...

Does Enrolling In COBRA Cause A Medicare Nightmare?

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UNITED STATES—Dear Toni: I lost my job in October 2021 due to COVID layoffs in the oil industry and my wife and I are...

Can Beginning RMDs Raise Your Medicare Premiums?

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UNITED STATES—Dear Toni, I am over 73 and began taking my RMDs (Required Minimum Distributions) from my 401K when I turned 72. Could this...

Top Prostate Cancer Outpatient Option HIFU Now Covered By Medicare

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UNITED STATES—Prostate Cancer is the most common cancer among men, after skin cancer.  About 1 man in 8 will be diagnosed with prostate cancer...

New Medicare Turning-65 Enrolling Rule!

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UNITED STATES—Toni, I have a quite different Medicare problem concerning how to enroll in Medicare than any enrollment problem that I have read in...

Need Help Choosing A Home Healthcare Agency?

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UNITED STATES—Dear Toni:  Help!!! My mother-in-law is 85 and lives in an independent living facility on her own. After a hospitalization in November, she...

How To Enroll In Medicare When Turning 65!

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UNITED STATES—Hi Toni, I am turning 65 in March 2023, and I was surprised when Social Security told me to go online to sign...

Inpatient Or Outpatient? Information To Know When Having A Hospital Stay!

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UNITED STATES—Dear Toni, My husband recently had an issue when he fell from a ladder and shattered his hip and broke his right leg....

What Is A Medicare Supplement Guaranteed Issue Plan?

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UNITED STATES—Dear Toni: I have decided to retire when I turn 65 in January and will need to enroll in Medicare Parts A and...

Is Medicare Or Part D Drug Plan More Important When Retiring?

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UNITED STATES—Toni: I am retiring January 1 and am beginning to search for the right Medicare option for me and my wife, who is...

Is Medicare Annual Enrollment Time For Me?

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UNITED STATES—Toni, I turn 65 in April and overwhelmed by all the mail I am getting this year for Medicare Annual Enrollment. What do...

Why Is My Medicare Part B Premium $615?

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UNITED STATES—Dear Toni, I have been reading your articles regarding turning 65, being laid off, and enrolling in Medicare but I have not read...

How To Avoid A Medicare Part D Penalty!!

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UNITED STATES—Hello Toni: I retired in April and had a telemarketing agent help me find a Medicare Supplement which began May 1, 2022. No...

October 15 Is Coming…Know Your Medicare Annual Enrollment Options!

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UNITED STATES—Dear Toni: I turned 65 in February and did not enroll in a Medicare Prescription Drug plan. I have been told that I...
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