Tag: Medicare

Stress Changing Medicare Plan

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UNITED STATES—Morning Toni: When I first got Medicare, I picked a Medicare supplement plan F. Two years ago, I was approached by a telemarking...

Does Medicare Pay For A Long-Term Care Need?

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UNITED STATES—Toni: Recently my older sister had a stroke and needs extra care at home. I was told from friends at church that Medicare...

Medicare Advantage Enrollment Mistake Postponed My Hip Surgery!

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UNITED STATES—Toni: I made a terrible mistake during the current Medicare Advantage Enrollment Period and changed to a Medicare Advantage HMO plan because I...

President Trump Signs Pandemic Relief Bill

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UNITED STATES−On Sunday, December 27, President Donald Trump signed the coronavirus relief package with Americans receiving payments of $600 for individuals with an adjusted...

Does Medicare Approve Clinical Trial Prescription Drug Programs?

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UNITED STATES—Toni: I turn 65 in May and am covered by my wife’s employer group health insurance. I am fighting stage 3 kidney cancer...

2021 Medicare Premiums And Costs Released

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UNITED STATES—Hello Toni: I have recently enrolled in Medicare and received my 2020 Medicare and You handbook and cannot find what the 2021 Medicare...

Does Medicare Cover Alzheimer Facility Care?

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UNITED STATES—Good Morning, Toni: I read your Medicare column regularly and have never seen you address the issue of paying for Alzheimer facility care. ...

Has Hospital-Inpatient Medicare Rule Affected Medicare Advantage Plans?

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UNITED STATES—Toni: Last week you wrote about how the MOON (Medicare Outpatient Observation Notice) rule affects “Original Medicare”.  My husband has enrolled in a...

How To Apply For Medicare Online When Turning 65!

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UNITED STATES—Hi Toni: I am turning 65 in March 2021 and I was surprised when Social Security told me to go online to sign...

Medicare Rule…No One Remembers!

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UNITED STATES—Dear Toni, just a quick note to say that my mother had to go into the hospital this week as she has the...

Turning 65 With Cancer…Is Medicare Advantage Right For Me?

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UNITED STATES—Hi Toni, I am turning 65 this February and have no idea what I should do because I have lung cancer. Currently I...

Group Health Insurance…Who Pays First With Medicare?

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UNITED STATES—Toni, I am 67 and have group health insurance through my current employer. I have talked with friends, my company HR, and my...

Left Employer Benefits, Why Do I Have Medicare Part D Penalty?

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UNITED STATES—Hello Toni: I made a terrible mistake last April when I was no longer being covered by my employer group health plan due...

Transitioning Into Medicare The Right Way!!

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UNITED STATES—Hello Toni: You have been referred to me as a resource that can answer questions I have about Medicare.  I am turning 65...

2021 Medicare Part D Deductible, Donut Hole Costs…Released!

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UNITED STATES—Toni: This year, the 2021 Medicare and You handbook did not include all the information regarding the Medicare Part D deductibles and “Donut...

Have Cancer…Must Return To Original Medicare During Enrollment!

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UNITED STATES—Toni: Last year, I made a mistake when I retired and enrolled in a Medicare Advantage PPO plan because I understood from talking...

Changes To Plan F Caused Medicare Supplement Premiums Rise!

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UNITED STATES—Toni: We have received a 20 percent increase in our Plan F Medicare Supplement. I am a 70-year-old female in decent health, but...

Marketing During Medicare Annual Enrollment Is Stressful!!

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UNITED STATES—Toni: I just received a phone call saying there is a federal law that I change my Medicare during Medicare’s Annual Enrollment?  The...

What Is The Medicaid Estate Recovery Program?

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UNITED STATES—Toni, I am a financial planner with a client who just received a bill for her mother's Medicaid Long Term Care that was...

Why Is My Medicare Part B Premium Costing $723?

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UNITED STATES—Toni: My Medicare began on August 1st and on September 3rd I received my first bill which is $723 for my Medicare Part...
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