Tag: Medicare

Medicare Rules Confuse HR Manager

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UNITED STATES—Hello Toni: I am a HR Manager for a local oil and gas company and have a question about an employee who is...

Need My Medicare To Begin Feb. 1…What Are My Medicare Options?

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UNITED STATES—Hello Toni, I have collected your articles on Medicare for years from the local newspaper and I am approaching 65 and preparing to...

Applying For A Medicare Supplement At The Right Time Is Essential

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UNITED STATES—Dear Toni, I retired last June when my employer offered a great retirement package with 18 months of COBRA at no cost for...

Big Mistake Enrolling In A Medicare Advantage Plan!

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UNITED STATES—Hello Toni: The first week, my wife and I moved to Houston from Oklahoma, I had a wonderful surprise in my front yard!...

Should I Enroll In Medicare Part B When I’m Self-Employed?

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UNITED STATES—Dear Toni: I need your help about enrolling in Part B or delaying it. I am self-employed, with an individual under 65 health...

Medicare Enrollment Times Regarding Social Security Disability

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UNITED STATES—Dear Toni, my husband has met his 24th month of being on Social Security Disability which qualifies him for Medicare. His disability is...

Need Help Because My Domestic Partner Delayed His Medicare Part B!

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UNITED STATES—Toni, my problem is different than most couples that I read about in the Toni Says® Medicare column. I am finding out that...

Medicare Knowledge…Learn The Basics

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UNITED STATES—Dear Toni, I am a confused Baby Boomer who needs to make my Medicare decision in November when I turn 65. I do...

I’ve Been Laid-Off…What Are My Husband’s Medicare Options?

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UNITED STATES—Hello Toni, I have been laid-off. My husband, Art, who is 70, has been covered under my company’s insurance for the past 10...

How Do I Appeal With Medicare For Refusing A Medical Claim?

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UNITED STATES—Hello Toni, I have a $2,000 doctor bill with a new cardiologist and Medicare says they will not pay. I recently retired and...

Get Ready…Hurricane Season Begins June 1!

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UNITED STATES—Toni: In August 2017, Hurricane Harvey absolutely devastated my wife. Now, her 88-year-old mother is living in an assisted living facility, and we...

Why Is COBRA Only Paying 20 Percent Of My Medicare Claim?

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UNITED STATES—Toni, I need your Medicare guidance because in December, I was rushed to the ER because of kidney failure caused from stage 4...

Is Telehealth Available On Medicare?

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UNITED STATES—Toni, my 86-year-old mother with Alzheimer’s needs 24-hour care and lives in a personal care home. She is enrolled in a Medicare Advantage...

Why Is My Medicare Premium An Extra $506?

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UNITED STATES—Dear Toni, my husband John and I need your guidance because I believe I have made a mistake enrolling in Medicare. This April,...

Did You Know Medicare Provides Hospice At No Cost?

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UNITED STATES—Dear Toni, As a certified case manager and critical care unit RN, I advise spouses and adult children who are seeking advice for...

Medicare Scams Are Exploding!

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UNITED STATES—Toni: I am very concerned about a phone call I received yesterday from a representative with Medicare asking all types of personal questions...

Can A Clinical Trial Prescription Drug Avoid The Donut Hole?

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UNITED STATES—Toni: I turn 65 in May and am covered by my wife’s employer group health insurance. I’m fighting stage 3 kidney cancer and...

Changing Medicare Plans Can Be Nerve-Wracking!

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UNITED STATES—Toni: When I first enrolled in Medicare in 2019, I picked a Medicare supplement plan F. In 2021 I was approached by a...

Should I Apply For Social Security Disability While Receiving Medicaid?

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UNITED STATES—Dear Toni, I am a 59-year-old female and in June of 2022, I was diagnosed with stage III metastatic breast cancer. A non-profit...

Understanding Medicare…It’s Complicated!

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UNITED STATES—Toni: I am turning 65 in September and need make my Medicare decision.  I do not know where to start or what to...
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