Tag: Medicare

Husband Passed Away…Why My Medicare Monthly Premium $545?

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UNITED STATES—Dear Toni: I have been reading your articles regarding COVID-19, being laid off and enrolling in Medicare properly, but I have not read...

Why Is Medicare Denying Paying For My Doctor Visit?

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UNITED STATES—Hello Toni: I have a $900 doctor bill with a new cardiologists and Medicare says they will not pay? I recently retired and...

Does Original Medicare Have A Network Of Specialists? I Have Cancer!

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UNITED STATES—Hi Toni, turning 65 this October and have no idea what I should do, because I have lung cancer. Currently, I am on...

Do I Enroll In Medicare At 65 Or Keep Working?

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UNITED STATES—Hi Toni! I will turn 65 in October and am worried that my employer will be having a lay off due to struggles...

Need Help Disenrolling From A Medicare Advantage Plan Mistake!

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UNITED STATES—Good Morning Ms. Toni: The first week, my wife and I moved to Houston from Oklahoma, I had a wonderful surprise in my...

Medicare Tips For Baby Boomers

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UNITED STATES—Toni: I am a confused Baby Boomer who needs to make my Medicare decision in November when I turn 65.  I do not...

What Is A Retiree HRA Account?

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UNITED STATES—Hi Toni: My husband is an oil company retiree and two weeks ago, we received a letter stating that his employer is terminating...

Why Is My Medicare Premium An Extra $471?

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UNITED STATES—Toni: My husband, John and I need your guidance because I believe I have made a mistake enrolling in Medicare. Last year, John...

Enrolled In Medicare The Wrong Way!!

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UNITED STATES—Toni: I have just enrolled in Medicare Parts A&B and my Social Security check because I turned 65 in May. I am still...

Why Did COBRA Cost Me $40K In Medical Expenses?

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UNITED STATES—Reader Alert: Many employer benefit group plans terminate the day you are no longer working full-time. Explore employer group medical plan rules and...

Self-Employed…Should I Enroll In Medicare Part B??

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UNITED STATES—Hello Toni: I need your help about enrolling in Part B or delaying it.  I am self-employed with no employees, turning 65 with...

Telehealth Is Exploding Due To COVID-19 Social Distancing!

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UNITED STATES—Toni: My 86-year-old mother with Alzheimer’s needs 24-hour care and lives in a personal care home. She is enrolled in a Medicare Advantage...

Medicare And Traveling The US?

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UNITED STATES—Toni: I will retire effective May 1 and now my wife and I are going to travel the US in the new Winnebago...

Understanding Hospice!

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UNITED STATES—Hello Toni: As a certified case manager and critical care unit RN, I am advising adult children who are desperately seeking advice for...

Help My Mother With Long Term Care?

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UNITED STATES—Dear Toni: You have written about other options for long term care in the past and have discussed life insurance with living benefits....

Does Medicare Pay For A Gym Membership?

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UNITED STATES—Toni, two of my neighbors told my wife that they get free gym membership through Medicare. Any truth to that, as I never...

What Is Medicare’s “Lifetime Reserve Days”?

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UNITED STATES—Toni: Can you explain why a hospital employee from the medical claims division asked my husband Phillip to sign a form stating that...

Is At Home Recovery After A Transplant Covered by Medicare?

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UNITED STATES—Reader Alert: This week, I received a text message from one of Toni Says® Medicare clients that I would like to share with...

Why Are Medicare Part D Rules So Confusing?

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UNITED STATES—Hello Toni: I received my payment invoice from the Medicare Part D plan I recently enrolled in, and I am simply confused.  It...

Need A Medicare Supplement Guaranteed Issue Plan?

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UNITED STATES—Dear Toni: I have decided to retire when I turn 65 in June and will need to enroll in Medicare Parts A and...
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