Tag: Medicare

Need Help Because My Domestic Partner Delayed His Medicare Part B!

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UNITED STATES—Toni, my problem is different than most couples that I read about in the Toni Says® Medicare column. I am finding out that...

Medicare Knowledge…Learn The Basics

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UNITED STATES—Dear Toni, I am a confused Baby Boomer who needs to make my Medicare decision in November when I turn 65. I do...

I’ve Been Laid-Off…What Are My Husband’s Medicare Options?

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UNITED STATES—Hello Toni, I have been laid-off. My husband, Art, who is 70, has been covered under my company’s insurance for the past 10...

How Do I Appeal With Medicare For Refusing A Medical Claim?

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UNITED STATES—Hello Toni, I have a $2,000 doctor bill with a new cardiologist and Medicare says they will not pay. I recently retired and...

Get Ready…Hurricane Season Begins June 1!

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UNITED STATES—Toni: In August 2017, Hurricane Harvey absolutely devastated my wife. Now, her 88-year-old mother is living in an assisted living facility, and we...

Why Is COBRA Only Paying 20 Percent Of My Medicare Claim?

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UNITED STATES—Toni, I need your Medicare guidance because in December, I was rushed to the ER because of kidney failure caused from stage 4...

Is Telehealth Available On Medicare?

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UNITED STATES—Toni, my 86-year-old mother with Alzheimer’s needs 24-hour care and lives in a personal care home. She is enrolled in a Medicare Advantage...

Why Is My Medicare Premium An Extra $506?

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UNITED STATES—Dear Toni, my husband John and I need your guidance because I believe I have made a mistake enrolling in Medicare. This April,...

Did You Know Medicare Provides Hospice At No Cost?

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UNITED STATES—Dear Toni, As a certified case manager and critical care unit RN, I advise spouses and adult children who are seeking advice for...

Medicare Scams Are Exploding!

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UNITED STATES—Toni: I am very concerned about a phone call I received yesterday from a representative with Medicare asking all types of personal questions...

Can A Clinical Trial Prescription Drug Avoid The Donut Hole?

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UNITED STATES—Toni: I turn 65 in May and am covered by my wife’s employer group health insurance. I’m fighting stage 3 kidney cancer and...

Changing Medicare Plans Can Be Nerve-Wracking!

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UNITED STATES—Toni: When I first enrolled in Medicare in 2019, I picked a Medicare supplement plan F. In 2021 I was approached by a...

Should I Apply For Social Security Disability While Receiving Medicaid?

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UNITED STATES—Dear Toni, I am a 59-year-old female and in June of 2022, I was diagnosed with stage III metastatic breast cancer. A non-profit...

Understanding Medicare…It’s Complicated!

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UNITED STATES—Toni: I am turning 65 in September and need make my Medicare decision.  I do not know where to start or what to...

Is It Too Late To Buy A Long-Term Care Policy?

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UNITED STATES—Dear Toni: My brother recently had to move out of his house into as assisted living facility because he broke his hip and...

What Is Medicare’s “Creditable” Prescription Drug Coverage?

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UNITED STATES—NOTE: This question originally ran in 2018 and the response has been updated with 2023 Medicare Part D information. Hello Toni: I turned 65...

Warning: Taking Medicare Advice From Your Friends Can Be Costly!

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UNITED STATES—Hi Toni: I met with you in late 2021 for a Toni Says personalized Medicare consultation. I have a quick question regarding travel...

Should A Veteran Using The VA Enroll In Medicare Part...

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UNITED STATES—Toni: My husband is a Viet Nam Veteran and never enrolled in Medicare Part B because he uses the VA, close to where...

Treat Medicare Part B Like It’s Gold…

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UNITED STATES—Dear Toni: I have decided to retire when I turn 65 in September and will need to enroll in Medicare Parts A and...

Does Enrolling In COBRA Cause A Medicare Nightmare?

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UNITED STATES—Dear Toni: I lost my job in October 2021 due to COVID layoffs in the oil industry and my wife and I are...
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