Tag: Medicare
Do I Enroll In Medicare At 65 Or Keep Working?
UNITED STATES—Hi Toni! I will turn 65 in October and am worried that my employer will be having a lay off due to struggles...
Need Help Disenrolling From A Medicare Advantage Plan Mistake!
UNITED STATES—Good Morning Ms. Toni: The first week, my wife and I moved to Houston from Oklahoma, I had a wonderful surprise in my...
Medicare Tips For Baby Boomers
UNITED STATES—Toni: I am a confused Baby Boomer who needs to make my Medicare decision in November when I turn 65. I do not...
What Is A Retiree HRA Account?
UNITED STATES—Hi Toni: My husband is an oil company retiree and two weeks ago, we received a letter stating that his employer is terminating...
Why Is My Medicare Premium An Extra $471?
UNITED STATES—Toni: My husband, John and I need your guidance because I believe I have made a mistake enrolling in Medicare. Last year, John...
Enrolled In Medicare The Wrong Way!!
UNITED STATES—Toni: I have just enrolled in Medicare Parts A&B and my Social Security check because I turned 65 in May. I am still...
Why Did COBRA Cost Me $40K In Medical Expenses?
UNITED STATES—Reader Alert: Many employer benefit group plans terminate the day you are no longer working full-time. Explore employer group medical plan rules and...
Self-Employed…Should I Enroll In Medicare Part B??
UNITED STATES—Hello Toni: I need your help about enrolling in Part B or delaying it. I am self-employed with no employees, turning 65 with...
Telehealth Is Exploding Due To COVID-19 Social Distancing!
UNITED STATES—Toni: My 86-year-old mother with Alzheimer’s needs 24-hour care and lives in a personal care home. She is enrolled in a Medicare Advantage...
Medicare And Traveling The US?
UNITED STATES—Toni: I will retire effective May 1 and now my wife and I are going to travel the US in the new Winnebago...
Understanding Hospice!
UNITED STATES—Hello Toni: As a certified case manager and critical care unit RN, I am advising adult children who are desperately seeking advice for...
Help My Mother With Long Term Care?
UNITED STATES—Dear Toni: You have written about other options for long term care in the past and have discussed life insurance with living benefits....
Does Medicare Pay For A Gym Membership?
UNITED STATES—Toni, two of my neighbors told my wife that they get free gym membership through Medicare. Any truth to that, as I never...
What Is Medicare’s “Lifetime Reserve Days”?
UNITED STATES—Toni: Can you explain why a hospital employee from the medical claims division asked my husband Phillip to sign a form stating that...
Is At Home Recovery After A Transplant Covered by Medicare?
UNITED STATES—Reader Alert: This week, I received a text message from one of Toni Says® Medicare clients that I would like to share with...
Why Are Medicare Part D Rules So Confusing?
UNITED STATES—Hello Toni: I received my payment invoice from the Medicare Part D plan I recently enrolled in, and I am simply confused. It...
Need A Medicare Supplement Guaranteed Issue Plan?
UNITED STATES—Dear Toni: I have decided to retire when I turn 65 in June and will need to enroll in Medicare Parts A and...
Social Security Account Suspended…Need To Enroll Medicare Online!!
UNITED STATES—Help Toni: I am turning 65 in July and last week I tried to open a “My Social Security” account to enroll in...
Medicare Supplement Rate Increase Is Outrageous!
UNITED STATES—Toni: We have received a 20 percent increase for our Plan F Medicare Supplement that is effective May 1. I am a 70-year-old...
Mom Has To Pay 100% For Skilled Nursing Stay…Why?
UNITED STATES—Dear Toni, please explain why my mom must pay 100 percent for her Skilled Nursing stay. She recently slipped and fractured her back...
