Tag: Medicare

Can COBRA Cause A Medicare Part B Penalty?

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UNITED STATES—Dear Toni: I lost my job July 2017.  My wife and I have enrolled in Medicare Part B in January 2019 since COBRA’s...

Enrolling In Medicare At 65 Is Stressful!

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UNITED STATES—Hi Toni! I will turn 65 on February 14 of this year and want to retire in 3-6 months. I have several questions...

Medicare Supplement Plan F Could Go Away In 2020?

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UNITED STATES—Morning Toni: I am concerned about the difference in premiums between many of the Medicare Supplement plans and companies and it seems that...

Should I Enroll In Medicare Part A When Turning 65?

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UNITED STATES—Ms. Toni: I believe I have received wrong information from my friends who suggested that I enroll in Medicare Part A which I...

Why Is My Part B Premium Over $500?

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UNITED STATES—Dear Toni: I retired from my law firm in December and my Medicare began January 1. Today, my wife and I both received...

Enrolling In Medicare Online Can Be Confusing

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UNITED STATES—Toni: Last week, you wrote about how to apply for Medicare online by having to start a “My Social Security” account.  I had...

Medicare’s New Application Confusing Those Turning 65

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UNITED STATES—Hi Toni: I am turning 65 in March and called Social Security for help with enrolling in Medicare. I was surprised when Social...

Does Medicare Pay For Medical Care Overseas?

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UNITED STATES—Toni: My husband, who is turning 65 this April, was laid off from a major engineering firm this year and the only way...

11 Year Medicare Part B Penalty…Why?

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UNITED STATES—Toni: My husband is finally retiring from the company he has worked at since 1995 and now our Medicare nightmare is beginning.  Jim’s...

What Does “Formally Admitted” Mean?

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UNITED STATES—Toni, what is the length of time you must spend in a hospital before Medicare will pay for a skilled nursing stay? My...

You Saved How Much With GoodRX?

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UNITED STATES—Toni: I am a weekly follower of your Toni Says® Medicare column and would like to let your readers in on a wonderful...

Does Medicare Cover Doctor House Calls?

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UNITED STATES—Toni: My 86-year-old mother with Alzheimer’s needs 24-hour care and lives in a local personal care home. She is enrolled in a Medicare...

Can Medicare Advantage Plan Be Changed After Deadline?

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UNITED STATES—Hello Toni: I recently attended a Medicare Advantage meeting because my Medicare Supplement Plan F is costing me $180 a month and was...

Is HSA Plan “Creditable,” Prescription Drug Part D Coverage?

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UNITED STATES—Hello Toni: Turned 65 in August 2015, and continued to work full-time with an HSA that has a $3000.00 deductible before any prescriptions...

Stress Free Medicare Open Enrollment

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UNITED STATES—Toni, I turn 65 next July, and I’m stressed by the mail I am getting this year for Medicare Open Enrollment and I’m...

TRS Retirees Left TRS Care Since Changes Were Made!

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UNITED STATES—Dear Toni: I read an article from the Statesman which stated that 36,000 TRS retired teachers have left TRS Care and this troubles...

Frequently Asked Questions About Medicare

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UNITED STATES—Hello Toni: You have been referred to me as a resource that can answer some of the questions I have about Medicare. I...

Changes To 2019 Medicare Part D

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UNITED STATES—Toni: I recently received the 2019 Medicare and You handbook did not find any information about what the 2019 Part D deductibles and...

Enrolled In Medicare…Now I Can’t Fund My HSA!

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UNITED STATES— Hi Toni: I attended one of your seminars and now I need help with my Medicare issue. I am 65 almost 66,...

65 With Employer Benefits What Do I Do?

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UNITED STATES—Toni: I have two basic questions: 1) I am turning 65 in January, remaining employed until my wife, Lacy, turns 65 in 4 years....
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