Tag: Medicare
The Difference Between Long-Term And Short-Term Care Plans
UNITED STATES—Morning Toni: I am retiring in June when I turn 70 and my wife, Bonnie, will be 68. Our Medicare issue is that...
How Do I File A Medical Claim With Medicare?
UNITED STATES—Hi Toni: This week, I went to see my primary care doctor and his office manager informed me that they are no longer...
I Need Citizenship Paperwork To Enroll In Medicare…?
UNITED STATES—Dear Toni: I had no problem opening the “My Social Security” account to enroll in Medicare because I knew those answers. When it...
Contacting Local Congressperson For Medicare/Social Security Issues
UNITED STATES—Toni: Last week’s Medicare Part D question was from Tonya had regarding discovering that she and her husband are receiving an “extra” Part...
Why Am I Paying More For My 2025 Part D Premium!
UNITED STATES—Dear Toni: In December 2016, you assisted me and my husband Gary in leaving my employer’s benefits. We enrolled into Medicare Part B...
What’s The Difference In Home Health Care And At-Home Care?
UNITED STATES—Dear Toni, I need your help regarding my parents who are in their late 80s. My mother has been disabled with Parkinson’s for...
What Is Medicare’s General Enrollment Period?
UNITED STATES—Toni: I turned 65 in June, two years ago, and did not enroll in Medicare because I do not have any health issues....
Enroll In Medicare The Right Way When Leaving Employer Benefits!
UNITED STATES—Dear Toni, I am retiring in February when I turn 65 and will need to enroll in Medicare Parts A and B with...
I Picked The Wrong Advantage Plan…When Can I Return To Original...
UNITED STATES—Toni: I never should have listened to my brother who bragged about how his Medicare Advantage plan was a great way to save...
Making Sense Of Medicare’s Inpatient “Under Observation” Hospital Rule
UNITED STATES— Toni, I have Original Medicare with a Supplement and in October, I was taken by ambulance to the emergency room for heart...
2025 Part D Plan Does Not Cover My Expensive Insulin Brand…
UNITED STATES—Toni: In 2022, the Toni Says Medicare team enrolled me in Medicare with Medicare Supplement and Medicare Part D plan including my prescriptions...
2025 Medicare Deductibles And Premiums Released
UNITED STATES—Hello Toni: In the new Medicare & You Handbook that I received about a month ago, I cannot find what the 2025 Medicare...
I Received A 250 Percent Premium Increase On My 2025 Part...
UNITED STATES—Toni: I received my new 2025 Part D premium with the plan increase going up by 250 percent from $25.00 a month to...
How To Inform Medicare That Your Income Is Lower
UNITED STATES—Dear Toni, I began taking my RMDs (Required Minimum Distributions) from my 401(k) when I turned 72 and my Medicare premium in 2024 is...
Turning 65 And Still Working…I Have Medicare Questions?
UNITED STATES—Hello Toni: I have a few questions about enrolling in Medicare since I am turning 65 this January.
1) Will my Medicare start automatically...
What Changes Are Available During Medicare’s AEP?
UNITED STATES—Toni: In August, my husband and I enrolled in a Medicare Supplement, which has not paid a medical claim because we are in...
Major Change To Donut Hole For 2025
UNITED STATES—Toni: I understand that there is a major change to the 2025 Medicare Part D plan with the “Donut Hole” going away. I’m concerned...
Which Medicare Option is Right For You?
UNITED STATES—Reader Alert: Medicare Advantage and standalone Medicare Part D plans with specific 2025 plan changes and new prescription drug formulary updates should be...
Turning 65… How Does Medicare’s Fall Enrollment Affect Me?
UNITED STATES—Dear Toni, a friend introduced me to your Medicare column because I’m stressed about what I need to do to enroll in Medicare. I...
Medicare Enrollment Rules For Social Security Disability
UNITED STATES—Dear Toni, my sister Sally has been qualified for Social Security Disability for the past 24 months, due to having heart issues, and...





