Tag: Medicare
Ignoring Medicare Rules Costs Americans Millions in Penalties!!
UNITED STATES—Toni: I need your help! I have discovered that my mother, who is 67, never enrolled in Medicare Part B or D. She...
Does Medicare Cover Expensive Shots Given At The Doctor’s Office?
UNITED STATES—Toni: I am turning 65 in February and my individual health plan has a $6,000 deductible which I meet every year due to...
Surgery Postponed After Enrolling In Medicare Advantage Plan
UNITED STATES—Toni: I made a terrible mistake during the recent Medicare Annual Enrollment Period and changed to a Medicare Advantage HMO plan because I...
Using GoodRx With Medicare Part D
UNITED STATES—Toni: I had a great experience which helped me from getting in the Medicare Donut Hole with an expensive generic prescription. I received...
Exploring The Myths Of Medicare
UNITED STATES—Dear Toni, I have been following your Toni Says Medicare column in my local newspaper to learn about Medicare. This week I discovered...
Is It Medicare Time For Me If I’m Turning 65 In...
UNITED STATES—Toni, I turn 65 in March and overwhelmed by the overload of marketing calls/mail I am getting regarding enrolling in Medicare. Each company says...
Medicare Premiums And Deductibles Increase In 2024
UNITED STATES—Hello Toni: I have recently enrolled in Medicare and received my 2024 Medicare and You handbook and cannot find what the 2024 Medicare...
October 15 Is Here…Know Your Medicare Annual Enrollment Options
UNITED STATES—Dear Toni, I turned 65 in February and did not enroll in a Medicare Prescription Drug plan. I’ve been told that I must...
Difference Between Medicare Supplements Vs Medicare Advantage PPO Plans
UNITED STATES—Hello Toni, I want to tell you and the Toni Says team “Thank You” for teaching us the value of Medicare Part B...
Plan F Rates Are Exploding…Need Help!
UNITED STATES—Toni, we have received a 15 percent increase on our Plan F Medicare Supplement effective November 1. I am a 70-year-old female in...
What Changes Can I Make During Medicare’s Annual Enrollment Period?
UNITED STATES—Toni, this is my first Medicare Annual Enrollment Period, and I don't know anything about this process. How do I find out which...
Moving Overseas…Should We Keep Our Medicare?
UNITED STATES—Hello Toni, My husband and I are enrolled in Medicare with a Medicare supplement, and Part D coverage. We will be moving to...
Need Skilled Nursing For My Mother!
UNITED STATES—Dear Toni, my mother had to go into the hospital this week with a urinary tract infection and pneumonia, then she slipped and...
Can’t Afford My $660 Medicare Premium…What Do I Do?
UNITED STATES—Dear Toni, my Medicare begins September 1 and I have received my first bill for $660. This bill is for 4 months from...
Medicare Questions From Toni Says Readers
UNITED STATES—This week’s Toni Says Medicare column consists of “What if” Medicare questions from Toni Says readers around the United States.
“What if” I...
Medicare Rules Confuse HR Manager
UNITED STATES—Hello Toni: I am a HR Manager for a local oil and gas company and have a question about an employee who is...
Need My Medicare To Begin Feb. 1…What Are My Medicare Options?
UNITED STATES—Hello Toni, I have collected your articles on Medicare for years from the local newspaper and I am approaching 65 and preparing to...
Applying For A Medicare Supplement At The Right Time Is Essential
UNITED STATES—Dear Toni, I retired last June when my employer offered a great retirement package with 18 months of COBRA at no cost for...
Big Mistake Enrolling In A Medicare Advantage Plan!
UNITED STATES—Hello Toni: The first week, my wife and I moved to Houston from Oklahoma, I had a wonderful surprise in my front yard!...
Should I Enroll In Medicare Part B When I’m Self-Employed?
UNITED STATES—Dear Toni: I need your help about enrolling in Part B or delaying it. I am self-employed, with an individual under 65 health...











