Tag: Medicare
Why Is My Medicare Premium An Extra $499?
UNITED STATES—Toni: My husband, John and I need your guidance because I believe I have made a mistake enrolling in Medicare. Last year, John was...
Why Am I Receiving A Medicare Part D Late Enrollment Penalty?
UNITED STATES—Hello Toni: I have received a notice from CMS (Medicare) saying they do not have record of me having prescription drug coverage that...
Laid-Off…What Are My Medicare Options?
UNITED STATES—Hello Toni: my husband, David, has been laid-off because of what is happening to the economy and rising gas prices. He is 68...
What Are “Patient Rights” For Original Medicare?
UNITED STATES—Dear Toni: I need your help regarding my husband’s parents who are in their late 80s. My mother-in-law has been sick for the...
America Get Prepared! Hurricane Season Starts June 1
UNITED STATES—Toni: In August 2017, Hurricane Harvey absolutely devastated my wife. Now, her 84-year-old mother is living in an assisted living facility, and we...
Married Vs. Domestic Partner With Employer Benefits, Delaying Medicare Part B
UNITED STATES—Toni, my problem is different than most couples that I read about in your weekly Medicare column. I am finding out that my...
Rules Of Medicare And Social Security Confuse Even HR Departments
UNITED STATES—Hello Toni: I am a HR Manager for a local oil service company and have a question about an employee. He is turning...
Is There a Medicare Penalty for Leaving A Rehab Facility Too...
UNITED STATES—Dear Toni, 10 days ago, I placed my mother who has Medicare in a "rehab facility" for approximately three weeks, thinking that her...
Losing Employer COBRA With Dental Benefits…What Do I Do?
UNITED STATES—Toni, I will be eligible for Medicare in July and am now receiving cancer treatment from MD Anderson. I am currently on my...
Help…Doctor Is Not Accepting Medicare?
UNITED STATES—Hi Toni: This week, I went to see my primary care doctor and his office manager informed me that they are no longer...
Frequently Asked Toni Says Medicare Questions
UNITED STATES—This week’s Toni Says Medicare column has a different twist and consists of frequently asked Medicare questions from Toni Says® readers around the...
Can Beginning RMDs Raise Your Medicare Premiums
UNITED STATES—Toni: I am over 73 and began taking my RMDs (required minimum distributions) from my 401K when I turned 72. Could this have...
Need To Stop My Medicare Part B!
UNITED STATES—Toni: I have just enrolled in Medicare Parts A&B and my Social Security check because I turned 65 in January. I am still...
Turning 65… Help Me Enroll In Medicare With SSA.gov!!
UNITED STATES—Hi Toni: I am turning 65 in June and am not working full-time with employer benefits. I was surprised when I called Social...
Can A Clinical Trial Prescription Drug Avoid The Donut Hole?
UNITED STATES—Toni: I turn 65 in May and am covered by my wife’s employer group health insurance. I am fighting stage 3 kidney cancer...
Can Enrolling In COBRA Cause A Medicare Penalty?
UNITED STATES—Dear Toni: I lost my job in September 2020 due to COVID layoffs in the oil industry and my wife and I are...
Self-Employed With Retiree Benefits…Why Do I Need Part B??
UNITED STATES—Good day, Toni: We saw your answer about Medicare Part B in an article online and our situation is different. My wife and...
Can’t Afford To Pay My Medicare Premium Bill… What Can I...
UNITED STATES—Toni, my Medicare begins March 1st and I have received my first bill. This bill is for 4 months from March 1st to...
MyMedicare.gov Account Is Important To Processing Medicare Claims
UNITED STATES—Dear Toni, my husband recently retired from his job and because I am over 65, I needed to sign up for Medicare. I...
Using GoodRX With Medicare Part D?
UNITED STATES—Toni: I am a weekly follower of the Toni Says® Medicare column and have had a wonderful Medicare experience which helped to save...

















