Turning 65 With Employer Health Insurance…Need Medicare Help!
UNITES STATES—Toni: I have just enrolled in Medicare A and B because I turned 65 in June. I am still working, and my husband, James,...
The Salt Of The Earth
NEBRASKA—The reporter from the big-city paper looked a bit uncomfortable as she sat at the philosophy counter of the Mule Barn truck stop. Doc...
Help…Medicare Is NOT Paying My Medical Claims!
TEXAS—Dear Toni, my husband recently retired from his job, and because I am over 65, I need to sign up for Medicare. I went...
Warning: Medicare Advice from Friends Can Be Costly!
UNITED STATES—Hi Toni: I met with you in late 2024 for a Toni Says personalized Medicare consultation. I have a quick question regarding travel...
America: Is learning About Medicare’s Options Stressing You?
UNITED STATES—Dear Toni, I am an American turning 65 in September and am confused about my Medicare decision. I do not know where to...
The Thrill of an Adrenaline Rush
UNITED STATES—Recently, I had 24 hours to myself, and it was something that I desperately needed. The past six weeks have been chaotic beyond...
Love and Other Fiction
UNITED STATES— We weren’t at all sure why Doc did it. Well, yeah, maybe human curiosity was the answer. Doc seemed to hate unanswered...
The Full Moon in June
SOUTHEASTERN CALIFORNIA— In a few days, all those rhymers who lived in Tin Pan Alley back when Gertie was a pup will be fulfilled...
How Does Medicare’s Fall Enrollment Affect Me?
UNITED STATES—Dear Toni, I’m stressed about what I need to do to enroll in Medicare because I am working part-time with no benefits, only...
Help…Employer Health Plan Denies Paying $22,000 Monthly Medical Claim!
UNITED STATES—Dear Toni: My oncologist’s office manager advised me that because I am over 65, I may want to apply for Medicare and leave my...
In the Heat of the Day…
SOUTHWEST—It’s the heat that defines us this month. It greets us at daybreak with its promise, but in an hour or so, it bears...
Why did I have to sign a Medicare form in the ER?
UNITED STATES—Hello Toni: I have Original Medicare with a Supplement. In March, I was ambulanced to the emergency room for heart issues. I had...
I’m turning 65 with retiree benefits…Why do I need Part B?
UNITED STATES—Good day, Toni: We saw your article about Medicare Part B enrollment in our local newspaper, but my wife’s and my Medicare enrollment situation...
Does Amazon’s “RxPass” qualify as a Medicare Part D Plan?
Hello Toni:
In September, I turn 65 with my Medicare beginning Sept. 1. I recently read your article from Greg in Texas who had received...
Medicare Changes its Telehealth Service Rules
UNITED STATES—Toni: I have been researching the changes to Medicare’s telehealth services over a computer video service that I saw on the news recently. I...
Budgeting 101: Tactics For Financial Independence
UNITED STATES—Overspending, debt accumulation, and living paycheck to paycheck are all consequences of poor budgeting. Smart budgeting tactics can turn things around and help...
Walking Is A Great Form Of Exercise
UNITED STATES—Look, no American loves to exercise. Let me take that back because there are some people who do love exercise, but I am...
Here’s How To Experience Southern California Like A Tourist
UNITED STATES—Southern California might be home for some, but with its stunning beaches, world-famous landmarks, and rich food scene, it’s a place worth exploring...
Neglecting To Build Business Credit: Establishing A Strong Foundation
UNITED STATES—Building a business can be exhilarating, but often, in the rush of getting operations off the ground, business credit becomes a neglected priority....
Taking Control Of What You Eat
UNITED STATES—Food, it is the one thing that all Americans have in common. We all must have it in order to survive. With that...
